You must be at least 21 years of age and a resident of Indonesia to open an account and use the oxtoto platform. Age verification is enforced during KYC.
All transactions are processed in Indonesian Rupiah (IDR) via local banks (BCA, BRI, BNI, Mandiri) and e-wallets (OVO, DANA, GoPay). No currency conversion fees are charged by oxtoto.
All bonuses are subject to wagering requirements disclosed at the time of opt-in. Withdrawing bonus-derived funds before meeting these requirements will result in forfeiture of the bonus balance.
Each individual may hold only one active oxtoto account. Duplicate accounts are prohibited and may result in the suspension of all associated balances pending investigation.
Players may set deposit limits, session timers, and self-exclusion periods at any time. oxtoto reserves the right to impose limits on accounts showing signs of problem gambling behaviour.
oxtoto is operated under an international gaming licence. These Terms are governed by the laws of the licensing jurisdiction and are provided in English as the binding language of agreement.
Important: These Terms & Conditions constitute a legally binding agreement between you and oxtoto. If you do not agree to these terms in their entirety, you must not register an account or use any part of the oxtoto platform. By completing the account registration process, you confirm that you have read, understood, and accepted these terms.
In these Terms & Conditions, the following terms carry the meanings set out below unless the context expressly requires otherwise:
| "oxtoto" / "Platform" / "We" / "Us" / "Our" | Refers to the oxtoto online gaming and sports-betting platform, accessible at https://oxtoto.cam, and the entity operating it under the applicable international gaming licence. |
| "Player" / "You" / "Your" | Any individual who has registered an account on the oxtoto platform or who accesses oxtoto in any capacity. |
| "Account" | The individual member account created by a Player upon successful completion of the registration process. |
| "Balance" | The total funds held in a Player's Account at any given time, comprising real-money deposits and any credited bonus funds separately designated. |
| "Bonus Funds" | Credits awarded to a Player as part of a promotional offer, subject to wagering requirements before conversion to withdrawable cash. |
| "KYC" | Know Your Customer — the identity and address verification process required by oxtoto before a Player may make withdrawals. |
| "Wagering Requirement" | The total amount a Player must wager using bonus funds — or a multiple thereof — before those bonus funds become eligible for withdrawal. |
| "Prohibited Jurisdiction" | Any country or region in which accessing or using online gambling services is legally prohibited under applicable local law. |
| "IDR" / "Rp" | Indonesian Rupiah — the currency used for all transactions on the oxtoto platform. |
| "Services" | All gaming, betting, lottery, live casino, slot, and ancillary services made available by oxtoto through its platform. |
Access to and use of the oxtoto platform is subject to strict eligibility requirements. By registering an account, you represent and warrant that you satisfy all of the following conditions at the time of registration and on a continuous basis thereafter:
oxtoto reserves the right to request documentary evidence of eligibility at any time. Failure to provide satisfactory documentation within a reasonable timeframe may result in account suspension and the withholding of pending withdrawals pending investigation.
To access the full range of oxtoto Services, you must complete the account registration process by providing accurate, complete, and current personal information including your full legal name, date of birth, residential address, email address, and a valid mobile phone number registered in Indonesia.
3.1 Accuracy of Information. You are solely responsible for ensuring that all information provided during and after registration remains accurate and up to date. oxtoto accepts no liability for losses arising from inaccurate account information, including incorrect bank account details that result in failed or misdirected withdrawals.
3.2 Account Security. You are responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login details with any third party. oxtoto will treat any activity conducted through your account as having been authorised by you unless you have notified us promptly that your account may have been compromised.
3.3 KYC Verification. Prior t o processing any withdrawal, oxtoto requires all Players to complete KYC verification. This process requires submission of:
KYC documents are reviewed within 24–48 hours under normal operating conditions. oxtoto reserves the right to request additional documentation at its discretion.
3.4 Single Account Policy. Each Player may hold only one registered account. If oxtoto identifies duplicate accounts registered to the same individual — whether through the same device, IP address, payment method, or identification documents — it reserves the right to close all duplicate accounts and forfeit any bonus balances associated with them. Real-money balances will be returned to the verified account holder after investigation.
4.1 Supported Payment Methods. oxtoto processes deposits and withdrawals exclusively in Indonesian Rupiah (IDR) via the following methods: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, OVO, DANA, GoPay, ShopeePay, and LinkAja. oxtoto does not charge transaction fees on standard deposits or withdrawals; however, your bank or e-wallet provider may apply their own fees independently.
4.2 Minimum and Maximum Transactions. Minimum and maximum deposit and withdrawal amounts are displayed within the cashier section of your account and may be updated from time to time. Players are responsible for verifying current limits before initiating a transaction.
4.3 Deposit Processing. Deposits made via local bank transfer during standard banking hours (approximately 06:00–22:00 WIB) are typically credited to your oxtoto account balance within 5–15 minutes of confirmed receipt. E-wallet deposits via OVO, DANA, GoPay, ShopeePay, and LinkAja are typically credited within 60 seconds. oxtoto accepts no liability for delays caused by third-party payment processors or scheduled bank maintenance windows.
4.4 Withdrawal Processing. Withdrawal requests submitted before 20:00 WIB on a standard business day are typically processed within the same business day to BCA and Mandiri accounts and within one business day to BRI, BNI, and other supported banks. E-wallet withdrawals are typically processed within 1–2 hours. These are indicative timeframes and are not guaranteed.
4.5 Withdrawal Conditions. Withdrawals are subject to the following conditions:
oxtoto operates an anti-money-laundering policy that requires withdrawals to be returned, where practicable, to the same payment method used for the originating deposit. If this is not technically possible, oxtoto may request additional verification before processing the withdrawal via an alternative method.
5.1 General Bonus Terms. All bonuses and promotional offers made available by oxtoto are subject to specific terms, including wagering requirements, minimum odds restrictions, game contribution percentages, expiry periods, and maximum withdrawal limits. These specific terms are published on the relevant promotion page and form part of these Terms & Conditions.
5.2 Wagering Requirements. Unless otherwise stated, bonus funds must be wagered a minimum number of times (the "wagering requirement") before they may be withdrawn. The applicable wagering requirement is displayed at the time of bonus opt-in and within the bonus management section of your account.
5.3 Bonus Eligibility. Bonuses are available to eligible Players only. oxtoto reserves the right to exclude individual Players from specific promotions at its discretion, and to withdraw or modify promotions at any time without prior notice.
5.4 Abuse and Exploitation. oxtoto actively monitors accounts for patterns of bonus abuse, including but not limited to: placing low-risk offsetting wagers across multiple accounts, exploiting promotions through coordinated group activity, or systematically hedging wagers to guarantee bonus conversion regardless of outcome. Any account found to be exploiting bonuses in bad faith will have its bonus balance forfeited and may be permanently suspended.
5.5 Seasonal Promotions. oxtoto may offer special promotional offers during significant Indonesian cultural and religious periods, including Idul Fitri, Ramadhan, and Indonesian Independence Day. These promotions are time-limited and subject to the same general bonus terms unless otherwise specified.
All bonus terms are displayed in clear English before you opt in. If you have any questions about a specific promotion's wagering requirements or expiry date, please contact our support team before accepting the bonus.
6.1 Accepted Wagers. Once a bet or wager has been confirmed and accepted by the oxtoto system, it is binding and cannot be cancelled by the Player. Please verify all bet details — including selection, stake amount, and odds — before confirming.
6.2 Sports Betting. All sports bets are settled in accordance with the official result of the relevant fixture as confirmed by the governing body of the sport. For BRI Liga 1, Piala AFF, EPL, La Liga, Serie A, Bundesliga, and other supported leagues, the result at the end of normal time (including added time) governs settlement unless explicitly stated otherwise in the market rules. Markets covering mix parlay (multi-leg accumulator) bets require all legs to win for the bet to return a profit; one void leg reduces the accumulator but does not void the entire bet unless stated otherwise.
6.3 Togel Lottery Markets. Togel (Indonesia's traditional numbers-prediction lottery) markets are settled based on the official draw results published by the relevant draw authority. In the event of a draw delay or cancellation, outstanding togel bets will be held open until the official result is published. If a draw is permanently cancelled, affected wagers will be voided and stakes returned.
6.4 Live Casino. Live casino games are operated in real time by certified third-party studios including Evolution Gaming. Results are final once the game round is closed. Technical interruptions occurring after a round has commenced will be resolved in accordance with the studio operator's standard procedures, the outcome of which is binding on both oxtoto and the Player.
6.5 System Errors. In the event of a manifest error — including incorrect odds, incorrectly quoted bet types, or system malfunctions — oxtoto reserves the right to void affected bets and return stakes to Players. This right applies regardless of whether the error was in the Player's favour.
oxtoto is committed to providing a safe gaming environment and takes its responsibilities toward player welfare seriously. The following tools are available to all registered Players from within the account settings dashboard:
If you believe your gambling is causing financial or emotional harm, please visit our dedicated Responsible Gaming page for self-assessment tools and guidance on accessing professional support. You may also contact our support team at [email protected] (plain text — not a clickable link) to request activation of any of the above tools.
The following activities are strictly prohibited on the oxtoto platform and may result in immediate account suspension, forfeiture of balances, and referral to relevant law enforcement authorities where appropriate:
All content on the oxtoto platform — including but not limited to text, graphics, logos, game assets, software code, and user interface design — is the exclusive intellectual property of oxtoto or its licensors and is protected by applicable international copyright and trademark law.
Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the platform for personal, non-commercial gaming purposes only. This licence does not include the right to reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any oxtoto content without prior written authorisation.
Game content provided by third-party studios including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, and Pocket Games Soft remains the intellectual property of those respective studios and is licensed to oxtoto for display on the platform.
10.1 oxtoto provides its platform on an "as is" and "as available" basis. While we take reasonable technical precautions to ensure continuous service availability, we do not warrant that the platform will be uninterrupted, error-free, or free from security vulnerabilities at all times.
10.2 To the fullest extent permitted by applicable law, oxtoto shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, loss of data, or loss of opportunity — arising from your use of or inability to use the platform, even if oxtoto has been advised of the possibility of such damages.
10.3 oxtoto's total aggregate liability to any Player for any cause of action arising under or in connection with these Terms shall not exceed the total net deposits made by that Player in the 30-day period immediately preceding the event giving rise to the liability claim.
10.4 oxtoto accepts no liability for losses arising from: scheduled or unscheduled third-party bank or e-wallet maintenance windows; Internet service disruptions on the Player's end; or changes to Indonesian regulations affecting the availability of specific payment methods.
Nothing in these Terms limits oxtoto's liability for death, personal injury, or fraud caused by our own gross negligence or wilful misconduct.
oxtoto collects and processes personal data in accordance with its Privacy Policy, which forms an integral part of these Terms & Conditions. By registering an account, you consent to the collection, storage, and processing of your personal data as described in that policy.
In summary, oxtoto collects personal data for the purposes of account administration, KYC compliance, fraud prevention, payment processing, responsible gaming monitoring, and personalised promotional communication (where you have opted in). oxtoto does not sell personal data to third parties and does not share data beyond what is required for the above purposes or mandated by applicable law.
oxtoto reserves the right to amend, update, or replace these Terms & Conditions at any time. Where changes are material, oxtoto will provide reasonable advance notice via email or an in-platform notification at least 7 days before the revised terms take effect. For minor or clarificatory changes, the updated version will be published on this page with a revised "Last Updated" date.
Your continued use of the oxtoto platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the amended Terms, you must cease using the platform and may request account closure and withdrawal of your remaining real-money balance.
13.1 Closure by Player. You may request closure of your oxtoto account at any time by contacting our support team. Upon closure, any remaining verified real-money balance will be returned to your registered payment method within five business days, subject to completion of any pending KYC requirements.
13.2 Closure by oxtoto. oxtoto reserves the right to suspend or permanently close any account at its sole discretion, including — but not limited to — cases where:
13.3 Effect of Closure. Upon account closure for breach, any bonus balances will be forfeited. Real-money balances will be assessed on a case-by-case basis; where fraud is confirmed, balances may be withheld pending investigation or legal proceedings. Where no breach is established, real-money balances will be returned in full.
These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which oxtoto holds its international gaming licence. Any dispute arising under or in connection with these Terms that cannot be resolved through oxtoto's internal complaints procedure shall be submitted to the exclusive jurisdiction of the courts or arbitration body designated by oxtoto's licensing authority.
Internal Complaints Procedure. In the first instance, Players with a complaint should contact oxtoto's support team via live chat or at the email address listed in Section 15 below. oxtoto will acknowledge complaints within 24 hours and provide a substantive response within five business days. Where a complaint relates to the settlement of a specific bet or transaction, please include the relevant transaction reference number to expedite review.
Nothing in this clause limits any statutory rights you may hold as a consumer under the laws of your country of residence.
If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the oxtoto support team through the following channels:
For responsible gaming inquiries, including requests to activate deposit limits, self-exclusion, or cooling-off periods, please visit our dedicated Responsible Gaming page or contact support directly.
Please do not include sensitive financial information such as full bank account numbers or card details in any email correspondence. oxtoto will never request such information via email.